This iced white chocolate mocha recipe is both easy and frugal because instead of paying someone $5 for a cup, you can DIY it for pennies. The best part? It's so much easier than you may think!

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This copycat Starbucks iced white chocolate mocha only takes a few ingredients, and none of them are too fancy or extreme, so simple at-home coffee brewers (like me) can have no trouble making fancy drinks with no barista skills.
I love making my own at home coffee drinks and am growing quite a collection of iced drinks lately, as Florida's summer heat makes them that much more enticing during the hot afternoons. These iced white mochas really hit the spot.
For more coffee recipes, be sure to check out our Coffee Milkshake, Caramel Iced Coffee, and Homemade Pumpkin Spice Creamer.
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💛 Why You'll Love This Recipe
- It's delicious and easy. With minimal ingredients and steps, this is a recipe you can whip up in minutes. (It's almost as easy to make as our Vanilla Iced Latte and Maple Syrup Iced Coffee).
- It is cheap. Compared to the price of a similar coffee at Starbucks, Dunkin, or another coffee shop, this recipe is a lot more affordable!
- Tastes great warm too! Serve it over ice or keep it in a tall mug and enjoy the taste either way. For a seasonal spin, I like to use peppermint-flavored ground coffee.
🛒 Ingredients

Brewed coffee- Brew some fresh warm coffee to help this recipe along. If you have leftover brewed coffee check out our Coffee Playdough Recipe!
Milk- You can use milk, heavy cream, or even half and half, depending on what you have on hand.
White chocolate chips- This is what gives us that sweet, creamy white chocolate flavor we want in this tasty drink. - Yes, these are the same kind of chips we put in our Strawberry White Chocolate Cookies.
See the recipe card below for full ingredients and instructions.
💰 Budget-Friendly Tips
Use store-brand chocolate chips: Generic white chocolate chips melt just as well and cost less than name brands.
Stretch with ice: Using more ice lets one recipe fill a larger glass without needing extra ingredients.
Milk flexibility: Any milk you already have works, including dairy-free options, so there's no need to buy something special.
Skip the garnish: Whipped cream is optional and can be left off to save a little extra.
🥄 Instructions for Iced White Chocolate Mocha

Step 1: Add your white chocolate chips to a microwave safe bowl.

Step 2: Heat in the microwave in 30 second intervals, stirring between each until smooth (about 1 minute).

Step 3: Add your smooth melted white chocolate to your large drinking glass.

Step 4: Add in warm or hot coffee.

Step 5: Stir well to dissolve the chocolate into the coffee.

Step 6: Add in the ice cubes.

Step 7: Pour in your milk.

Step 8: Stir well to combine.
Step 9: Garnish the top with whipped cream if desired, and enjoy.

👩🏻🍳 Expert Tips
- Melt gently: White chocolate melts quickly, so use short microwave intervals or low stovetop heat. A small amount of coconut oil can help smooth the texture if needed.
- Adjust servings: Depending on ice and cup size, this recipe can make two glasses without doubling the ingredients.
🥗 Side Dishes or Pairing Ideas
This iced mocha pairs well with a light breakfast pastry, banana bread, or a simple muffin. It's also great alongside a buttered croissant or toast for an easy morning treat.
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❓ Recipe FAQs
This will depend upon the type of coffee that you use. You can use decaf or regular coffee for this recipe, depending on what you like and want.
Yes, you can use cold brew, but to do this, you'll want the chocolate to cool down for a few minutes before thoroughly whisking it into the drink. Adding hot chocolate to cold coffee too quickly will cause it to clot up and make the drink chunky.
You can use a dairy free white chocolate chip (LILY's brand is available at Walmart and works well). You can also use a dairy free milk, such as almond milk or coconut milk. You may need to adjust the recipe by adding in more sweetener or milk to tone down the bitterness in the coffee since there will be fewer fats present.

🍽️ More Recipes You'll Love
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🐝 If you tried this Iced White Chocolate Mocha Recipe, please leave a ⭐️ star rating and share your buzz in the 💬 comments below. I'd truly appreciate it!
📖 Recipe
Iced White Chocolate Mocha Recipe
Ingredients
- ¼ cup white chocolate chips - ($0.39)
- 1 cup brewed coffee, hot or warm - ($0.08)
- 1-2 cup ice cubes - ($0.00)
- ¾ cup milk - ($0.15)
Instructions
- Melt chocolate. Place the white chocolate chips in a microwave-safe bowl. Microwave in 30-second intervals, stirring between each, until smooth, about 1 minute total.
- Build base. Add the melted white chocolate to a large drinking glass. Pour in the hot or warm brewed coffee and stir well to fully dissolve the chocolate.
- Chill. Add the ice cubes to the glass.
- Finish. Pour in the milk and stir until fully combined.
- Serve. Garnish with whipped cream if desired and serve immediately.
Notes
- Melting tip. Heat white chocolate gently to prevent scorching. A small amount of coconut oil, about ¼ teaspoon, can help smooth the texture if needed.
- Yield. This recipe can make two smaller drinks depending on cup size and ice amount.
- Cold brew option. Let the melted chocolate cool slightly before mixing with cold brew to prevent clumping.
Nutritional Information
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