This iced white chocolate mocha recipe is both easy and frugal because instead of paying someone $5 for a cup, you can DIY it for pennies. The best part? It's so much easier than you may think!
Recipe: $0.70 | Per Serving: $0.70 | Servings: 1

This copycat Starbucks iced white chocolate mocha only takes a few ingredients, and none of them are too fancy or extreme, so simple at-home coffee brewers (like me) can have no trouble making fancy drinks with no barista skills.
I love making my own at home coffee drinks and am growing quite a collection of iced drinks lately, as Florida's summer heat makes them that much more enticing during the hot afternoons. These iced white mochas really hit the spot.
For more coffee recipes, be sure to check out our Coffee Milkshake, Caramel Iced Coffee, and Homemade Pumpkin Spice Creamer.
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🍯 Why This Recipe Works
- It's delicious and easy. With minimal ingredients and steps, this is a recipe you can whip up in minutes. (It's almost as easy to make as our Vanilla Iced Latte and Maple Syrup Iced Coffee).
- It is cheap. Compared to the price of a similar coffee at Starbucks, Dunkin, or another coffee shop, this recipe is a lot more affordable!
- Tastes great warm too! Serve it over ice or keep it in a tall mug and enjoy the taste either way. For a seasonal spin, I like to use peppermint-flavored ground coffee.
🥘 Ingredients
Ingredient Notes:
Brewed coffee- Brew some fresh warm coffee to help this recipe along. If you have leftover brewed coffee check out our Coffee Playdough Recipe!
Milk- You can use milk, heavy cream, or even half and half, depending on what you have on hand.
White chocolate chips- This is what gives us that sweet, creamy white chocolate flavor we want in this tasty drink. - Yes, these are the same kind of chips we put in our Strawberry White Chocolate Cookies.
For specific ingredients and measurements, please see the recipe card below.
🔪 Instructions for Iced White Chocolate Mocha
Step 1: Add your white chocolate chips to a microwave safe bowl.
Step 2: Heat in the microwave in 30 second intervals, stirring between each until smooth (about 1 minute).
Step 3: Add your smooth melted white chocolate to your large drinking glass.
Step 4: Add in warm or hot coffee.
Step 5: Stir well to dissolve the chocolate into the coffee.
Step 6: Add in the ice cubes.
Step 7: Pour in your milk.
Step 8: Stir well to combine.
Step 9: Garnish the top with whipped cream if desired, and enjoy.
🍴 Recipe Tips
- Melt White Chocolate Chips Carefully- Using a small amount of white chocolate chips requires caution to avoid overcooking. While microwaving is convenient, melting them on the stovetop over low heat offers a gentler method.
- Consider adding a small amount of coconut oil (around ¼ teaspoon) for smoother texture, but note that it may slightly alter the flavor.
- Adjusting Servings- Depending on the amount of ice and cup size, this recipe may yield two glasses of white chocolate iced mocha without doubling the ingredients.
💭 Recipe FAQs
This will depend upon the type of coffee that you use. You can use decaf or regular coffee for this recipe, depending on what you like and want.
Yes, you can use cold brew, but to do this, you'll want the chocolate to cool down for a few minutes before thoroughly whisking it into the drink. Adding hot chocolate to cold coffee too quickly will cause it to clot up and make the drink chunky.
You can use a dairy free white chocolate chip (LILY's brand is available at Walmart and works well). You can also use a dairy free milk, such as almond milk or coconut milk. You may need to adjust the recipe by adding in more sweetener or milk to tone down the bitterness in the coffee since there will be fewer fats present.
❤️ More Delicious Beverage Recipes
If you tried this Iced White Chocolate Mocha Recipe, please leave a ⭐️ star rating and share your feedback in the 📝 comments section below. I would truly appreciate it!
📖 Recipe
Iced White Chocolate Mocha Recipe
Ingredients
- ¼ cup white chocolate chips ($0.39)
- 1 cup brewed coffee (hot or warm) ($0.08)
- 1-2 cup ice cubes ($0.00)
- ¾ cup milk ($0.15)
Instructions
- Add your white chocolate chips to a microwave safe bowl.
- Heat in the microwave in 30 second intervals, stirring between each until smooth (about 1 minute).
- Add your smooth melted white chocolate to your large drinking glass.
- Add in warm or hot coffee.
- Stir well to dissolve the chocolate into the coffee.
- Add in the ice cubes.
- Pour in your milk.
- Stir well to combine.
- Garnish the top with whipped cream if desired, and enjoy.
Notes
- Be cautious not to overcook the white chocolate chips. Microwave or melt them on the stovetop over low heat. A bit of coconut oil (about ¼ teaspoon) can smooth the texture.
- You can make two glasses of white chocolate iced mocha without doubling the recipe, depending on ice and cup size.
- With cold brew, let the chocolate cool before whisking into the drink to avoid clumping. Adding warm chocolate to cold coffee too quickly can make it chunky.
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