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BeeyondCereal » Recipes » Banana Breads and Muffins

Oatmeal Chocolate Chip Banana Bread

Modified: Oct 18, 2023 · Published: Feb 21, 2021 By Nicole Durham
This post may contain affiliate links · 2 Comments · Cost Recipe $2.69 / Serving $0.27

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4.92 from 12 votes
promotional graphic for Oatmeal Chocolate Chip Banana Bread
promotional image for oatmeal chocolate chip banana bread

Oatmeal chocolate chip banana bread is a combination of flavors and textures that just work great together. Soft, moist banana bread, studded with chocolate and packed with fibrous oats.

a loaf of oatmeal choc chip banana bread on a wire rack.

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Adding oats into the batter puts a fun spin on chocolate chip banana bread. With every bite of this banana oat chocolate chip bread, you'll get the flavorful combination you'd expect and a little chewy goodness so you won't be able to tell if this is breakfast, a dessert, or just a snack.

Truth be told, this chocolate chip banana bread with oats is great any time of the day (or year for that matter)! It's comforting, homey and so gosh darn delicious you can't help but daydream of taking your first bite as it bakes in the oven filling your home with that wonderful banana bread aroma!

If you like bananas, chocolate and oats make sure you try our Chunky Monkey Overnight Oats!

For more banana bread recipes, be sure to check out my Pistachio Banana Bread, Jiffy Banana Cornbread, and Super Moist Banana Bread with Sour Cream.

Jump to:
  • 💛 Why You'll Love This Recipe
  • 🛒 Ingredients
  • 💰 Budget-Friendly Tips
  • 🥄 Instructions for Oatmeal Chocolate Chip Banana Bread
  • 👩🏻‍🍳 Expert Tips
  • ❄️ Storage, Reheating & Make Ahead
  • 🥗 Side Dishes or Pairing Ideas
  • ❓ Recipe FAQs
  • 🍽️ More Recipes You'll Love
  • 📖 Recipe
  • 💬 Comments

⭐⭐⭐⭐⭐ The Buzz From Readers

"Made this last night and it came out great! I used zero sugar chocolate chips but only had close to ½ cup so added chopped walnuts to make it a cup. I think this is the best recipe for banana bread using oats I've made."

- Linda

💛 Why You'll Love This Recipe

  1. Simplicity at its finest. Made with just a few simple ingredients and without dirtying every dish in the house, it's as easy to make as you can imagine.
  2. Quick prep. It's so fast to throw together that the batter can be ready in the same time it takes for the oven to preheat.
  3. It's always popular. Banana bread doesn't need a time of the year to make an entrance at your house. It's evergreen and always well-received.

🛒 Ingredients

labeled ingredients needed to make oatmeal chocolate chip bread.

Ripe bananas- You will need some ripe spotted bananas to make this banana bread well flavored and sweeter. If you still have bananas, try our Stovetop Banana Bread

Chocolate chips- To make this banana bread even more indulgent, add in some semi-sweet or milk chocolate chips.

Oats- You'll want to use some old fashioned oats in this bread for added texture and flavor.

See the recipe card below for full ingredients and instructions.

💰 Budget-Friendly Tips

Use overripe or discounted bananas: Many grocery stores sell ripe bananas at a discount, and using them helps prevent food waste while adding natural sweetness.

Freeze bananas for later: Peel and freeze ripe bananas so you always have some ready for baking.

Swap chocolate chips if needed: Use fewer chips, mix in store-brand chips, or replace part of them with oats to stretch the batch.

🥄 Instructions for Oatmeal Chocolate Chip Banana Bread

Step 1: Preheat your oven to 350 degrees F and grease an 8x4 bread pan, setting it aside.

Mash bananas, add oil, baking soda, salt. Mix well.

Step 2: Add your peeled ripe bananas to a large mixing bowl (Image 1).

Step 3: Mash the bananas until no large chunks remain (Image 2).

Step 4: Add in the vegetable oil, baking soda, and salt (Image 3).

Step 5: Mix well to combine (Image 4).

Whisk in vanilla, egg, sugar. Stir in flour until smooth.

Step 6: Add in the vanilla, egg, and sugar (Image 5).

Step 7: Whisk again until smooth (Image 6).

Step 8: Add the flour to the wet banana mixture (Image 7).

Step 9: Mix just until no flour streaks remain (Image 8). Do not overmix.

stir in chocolate chips and oats. pour into bread loaf pan and bake.

Step 10: Add in the chocolate chips and oats (Image 9).

Step 11: Fold them into the batter until well distributed (Image 10).

Step 12: Pour the batter into the prepared loaf pan (Image 11).

Step 13: Bake for 50-60 minutes or until a toothpick can be inserted and come out clean (Image 12).

Step 14: Let cool for 10 minutes in the pan before transferring to a wire cooling rack.

I recommend letting the loaf rest for 1 hour before slicing. This will give the chocolate a chance to set so that it isn't too messy.

Serve and enjoy.

Sliced oatmeal chocolate chip banana bread on wire rack with scattered chips and oats.

👩🏻‍🍳 Expert Tips

  1. Change up the chocolate. Use semi sweet, milk, or dark chocolate to adjust the flavor to your liking.
  2. Choose softer oats. Skip steel cut oats and use softer varieties for better texture.
  3. Adjust sweetness. For a sweeter loaf, add up to ½ cup brown sugar for extra depth of flavor.

❄️ Storage, Reheating & Make Ahead

Storage: Store the Oatmeal Chocolate Chip Banana Bread in an airtight container at room temperature for 3-5 days.

Reheating: Warm slices in the microwave for 10-15 seconds to soften the crumb and melt the chocolate slightly.

Make Ahead: Bake the loaf a day ahead and let it rest overnight for best texture. The bread can also be frozen for up to 3 months and thawed before serving.

🥗 Side Dishes or Pairing Ideas

Serve Oatmeal Chocolate Chip Banana Bread with coffee or milk for a simple breakfast, or pair with fresh fruit or yogurt for a more filling snack.

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❓ Recipe FAQs

What kind of oil can I use in banana bread?

You can use vegetable oil, canola oil, butter, or even coconut oil depending on what you are looking for. Each will add a little fat into the bread and makes it moister but butter can help to make the flavor a little richer, whereas coconut oil makes it a bit healthier and adds a coconut flavor.

How long is oatmeal chocolate chip banana bread good for?

If you keep this moist oatmeal chocolate chip banana bread well stored at room temperature in an airtight container, then you can expect it to last about 3-5 days and still taste great.

Can I use quick oats in oatmeal banana bread?

You should be able to use quick oats in this banana bread recipe just fine but note that due to the extra processing on the quicker oats the oaty texture may be practically nonexistent.

oatmeal choc chip banana bread on a wire rack.

🍽️ More Recipes You'll Love

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🐝 If you tried this Oatmeal Chocolate Chip Banana Bread, please leave a ⭐️ star rating and share your buzz in the 💬 comments below. I'd truly appreciate it!

📖 Recipe

oatmeal chocolate chip banana bread in a wire rack with scattered chocolate chips around it.
Print Recipe Pin Recipe

Oatmeal Chocolate Chip Banana Bread

By: Nicole Durham
Cost: Recipe $2.69 / Serving $0.27
4.92 from 12 votes
A moist and sweet banana bread packed with chocolate and oats for added texture and goodness. Every bite is bursting with flavor and fiber.
Prep TimePrep: 15 minutes mins
Cook TimeCook: 50 minutes mins
Cool Time 1 hour hr
Total TimeTotal: 2 hours hrs 5 minutes mins
ServingsYield: 10 slices
CaloriesCal: 351kcal
: Course: brunch, Snack
Cuisine: American
Diet: Vegetarian
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Equipment

  • Measuring Cups
  • Measuring Spoons
  • Mixing Bowl
  • Whisk
  • 8x4 Bread Loaf Pan

Ingredients
 

  • 1 ½ cups mashed ripe bananas, about 2 to 3 bananas - ($0.75)
  • ⅓ cup vegetable oil - ($0.23)
  • 1 large egg - ($0.15)
  • 1 teaspoon vanilla extract - ($0.03)
  • ½ cup granulated sugar - ($0.18)
  • 1 teaspoon baking soda - ($0.01)
  • ¼ teaspoon salt - ($0.01)
  • 1 ½ cups all-purpose flour - ($0.20)
  • 1 cup chocolate chips - ($1.07)
  • ½ cup old fashioned oats - ($0.06)
US Customary - Metric

Instructions

  • Preheat. Preheat the oven to 350°F and grease an 8x4 loaf pan. Set aside.
  • Mash bananas. Add the bananas to a large mixing bowl and mash until mostly smooth.
  • Add wet ingredients. Stir in the vegetable oil, egg, vanilla extract, and granulated sugar until well combined.
  • Add leavening. Mix in the baking soda and salt.
  • Add dry ingredients. Stir in the flour just until no dry streaks remain. Do not overmix.
  • Fold in mix-ins. Gently fold in the chocolate chips and oats until evenly distributed.
  • Bake. Pour the batter into the prepared loaf pan and bake for 50 to 60 minutes, or until a toothpick inserted into the center comes out clean.
  • Cool. Let cool in the pan for 10 minutes, then transfer to a wire rack. Allow the loaf to rest for about 1 hour before slicing so the chocolate can set.
  • Serve and enjoy.

Notes

  • Chocolate options. Use semi-sweet, milk chocolate, or dark chocolate chips for different flavor profiles.
  • Sweetness adjustment. For a sweeter loaf, replace ½ cup of the granulated sugar with brown sugar.
  • Oats. Quick oats can be used, but the texture will be softer and less distinct.
  • Storage. Store in an airtight container at room temperature for 3 to 5 days.

Nutritional Information

Serving: 1slice | Calories: 351kcal | Carbohydrates: 51.9g | Protein: 5.5g | Fat: 14.6g | Saturated Fat: 5.4g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 5.5g | Cholesterol: 18.6mg | Sodium: 191.9mg | Potassium: 253.6mg | Fiber: 3.8g | Sugar: 27g | Vitamin A: 9IU | Vitamin C: 2.9mg | Calcium: 11.5mg | Iron: 1.3mg
Nutrition and cost info are estimates and may vary. See How We Calculate Recipe Costs.

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Bee Part of the BuzzIf this recipe landed on your table, snap a pic and tag #BeeyondCereal so we can spread the buzz! 🌼🐝

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About the Author

Nicole Durham

Nicole is the frugal foodie behind Beeyond Cereal. Based in Michigan, she shares budget-friendly recipes, homemade pantry staples, and practical tips to help families stretch every grocery dollar. When she’s not developing recipes, Nicole enjoys crocheting, thrifting, and spending time with her two kids, always with a cup of coffee close by.

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Comments

  1. Linda Kaid says

    May 28, 2025 at 7:42 am

    5 stars
    Made this last night and it came out great! I used zero sugar chocolate chips but only had close to 1/2 cup so added chopped walnuts to make it a cup. I think this is the best recipe for banana bread using oats I've made.

    Reply
    • Nicole Durham says

      May 28, 2025 at 7:47 am

      I love the addition of walnuts, i bet that tasted amazing. Thanks for the suggestion!

      Reply
4.92 from 12 votes (11 ratings without comment)

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