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BeeyondCereal » Recipes » Cake Recipes

Chocolate Chip Loaf Cake

Modified: Oct 18, 2023 · Published: Mar 29, 2021 By Nicole Durham
This post may contain affiliate links · 7 Comments · Cost Recipe $4.72 / Serving $0.48

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4.34 from 3 votes
promotional graphic for Chocolate Chip Loaf Cake
promotional images for Chocolate Chip Loaf Cake

You're going to love this chocolate chip loaf cake recipe. It's a soft and tender cake that's packed with melty chocolate chips, which is EXACTLY what you need right now.

sliced chocolate chip loaf.

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This chocolate chip pound cake loaf is a dense but moist pound cake speckled with mini chocolate chips, every bite is flavorful and wonderful. I may or may not have eaten a good portion of the loaf before it even cooled down. It was too good to walk away from.

One of the great things about Chocolate Chip Loaf Cake is its simplicity. It's easy to make, even for novice bakers, and doesn't require any complicated steps or intricate decorating.

If you're a chocolate fan, this cake is definitely something worth trying (and soon). But you should also check out my Chocolate Mason Jar Ice Cream too!

Jump to:
  • 💛 Why You'll Love This Recipe
  • 🛒 Ingredients
  • 💰 Budget-Friendly Tips
  • 🥄 Instructions for Chocolate Chip Loaf Cake
  • 👩🏻‍🍳 Expert Tips
  • ❄️ Storage, Reheating & Make Ahead
  • 🥗 Side Dishes or Pairing Ideas
  • ❓ Recipe FAQs
  • 🍽️ More Recipes You'll Love
  • 📖 Recipe
  • 💬 Comments

⭐⭐⭐⭐⭐ The Buzz From Readers

"I made this to take to a couple along with my Meal Train meal. I got brave, doubled the recipe, mixed it in my stand mixer and made two loaves. It's absolutely delicious! I like that there's no icing on top and it doesn't need a plate. I will add it to my favorites on Pinterest to make again."

- Cheryl

💛 Why You'll Love This Recipe

  1. It's delicious. Sweet, dense but moist bread filled with rich chocolate in every bite. It's almost like a cross between pound cake and One Bowl Chocolate Chip Banana Bread.
  2. Easy to make. This recipe comes together quickly and is approachable for beginner bakers while still looking impressive.
  3. Perfect for dessert. Serve slices topped with whipped cream, ice cream, or fresh strawberries for an extra indulgent treat. Or do what my toddler does and grab the cooled loaf for a bite straight from the kitchen. Fewer dishes that way, right?

🛒 Ingredients

labeled ingredients needed to make chocolate chip loaf cake.

Sour cream. Adds richness and keeps the bread moist. We use it in everything from Easter Confetti Cake and Tres Leches Layered Cake to Super Moist Banana Bread with Sour Cream.

Butter. Provides the fat needed for great flavor and a tender crumb.

Sugar. Granulated sugar adds sweetness and helps keep the bread soft.

Chocolate chips. Any size or type works. Mini chocolate chips are great for more chocolate in every bite.

If you still have chocolate chips, use them in our Chocolate Chip Pecan Cookies or Chocolate Chip Cookies Without Eggs.

See the recipe card below for full ingredients and instructions.

💰 Budget-Friendly Tips

Use store-brand chocolate chips: They're usually much cheaper and melt just as well.

Swap sour cream smartly: Plain Greek yogurt works as a 1:1 substitute if it's already in your fridge.

Buy butter in bulk: Freeze extra sticks when they're on sale to cut baking costs later.

🥄 Instructions for Chocolate Chip Loaf Cake

Step 1: Preheat your oven to 350 degrees F.

Step 2: Grease an 8x4 inch bread loaf pan. Set it aside.

Cream butter and sugar in bowl. Add eggs, blend.

Step 3: Add your sugar and butter to a large mixing bowl (Image 1).

Step 4: Cream together until light and fluffy (Image 2). This should take about 2 minutes.

Step 5: Add in one egg (Image 3).

Step 6: Mix well to combine (Image 4).

Step 7: Add in the other eggs, mixing well to combine between each addition.

Add sour cream and vanilla. Mix to combine. Add salt, baking powder, flour. Mix.

Step 8: Add in sour cream and vanilla (Image 5).

Step 9: Mix again to combine (Image 6).

Step 10: Add in the salt, baking powder, and flour (Image 7).

Step 11: Mix to combine, but do not overmix (Image 8). Make sure to scrape down the sides of the bowl as you go.

Stir in chocolate chips. Pour into loaf pan. Bake.

Step 12: Add the chocolate chips (Image 9).

Step 13: Fold together until well distributed (Image 10).

Step 14: Pour the batter into your bread pan and spread it down smoothly (Image 11).

Step 15: Bake for 55-60 minutes or until a toothpick can be inserted and come out clean (or with only melted chocolate on it) (Image 12).

Step 16: After 10 minutes, flip the bread out of the pan and onto a wire cooling rack.

Step 17: Let the bread cool completely before slicing.

Enjoy!

sliced chocolate chip loaf cake on a plate.

👩🏻‍🍳 Expert Tips

  1. Don't overmix. Mix just until combined to avoid a chewy texture. The thick batter will bake up rich and smooth.
  2. Watch browning. If the top browns too quickly, loosely tent with foil. A golden edge is normal and adds a cookie cake vibe.
  3. Cool before slicing. Let the loaf cool for about an hour so moisture sets and the chocolate firms up. Cutting too soon can dry it out.

❄️ Storage, Reheating & Make Ahead

Storage: Store the loaf in an airtight container at room temperature for up to 1 week, though it's best within 2-3 days.

Reheating: Warm slices in the microwave for 10-15 seconds to soften and refresh the texture.

Make Ahead: Bake the loaf a day ahead and store tightly wrapped at room temperature. You can also freeze the fully cooled loaf or individual slices for up to 3 months.

🥗 Side Dishes or Pairing Ideas

Serve Chocolate Chip Loaf Cake with fresh fruit, a glass of milk or coffee, or a dollop of whipped cream or yogurt for a simple dessert or snack. Or pair with other sweet treats for a full dessert spread.

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❓ Recipe FAQs

What type of chocolate chip should I use for choc chip loaf?

You can use any type of chocolate chip. I personally used semi-sweet mini chocolate chips so that there was plenty of bitter/sweet balance and chocolate in every bite. You could use regular sized milk chocolate chips, jumbo sized chips, or any other variety you think you might enjoy.

How long is choc chip loaf cake good for?

If properly stored in an airtight container at room temperature, this cake can last up to a week and still taste good. For best results, I recommend eating within 2-3 days.

Why is it called a loaf cake?

This cake gets its name from the shape of the cake and the item it is baked in. It's baked in a bread LOAF pan and when finished the cake itself looks like a loaf of bread. These cakes are normally not frosted like a stacked cake and are much easier to slice and serve.

a sliced loaf of chocolate chip cake.

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🐝 If you tried this Chocolate Chip Loaf Cake, please leave a ⭐️ star rating and share your buzz in the 💬 comments below. I'd truly appreciate it!

📖 Recipe

sliced chocolate chip cake loaf on a plate.
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Chocolate Chip Loaf Cake

By: Nicole Durham
Cost: Recipe $4.72 / Serving $0.48
4.34 from 3 votes
You're going to love this chocolate chip loaf pound cake. It's a soft and tender cake that's packed with melty chocolate chips, which is EXACTLY what you need right now.
Prep TimePrep: 20 minutes mins
Cook TimeCook: 1 hour hr
Cool Time 1 hour hr
Total TimeTotal: 2 hours hrs 20 minutes mins
ServingsYield: 10 slices
CaloriesCal: 518kcal
: Course: Dessert, Snack
Cuisine: American
Diet: Vegetarian
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Equipment

  • Mixing Bowls
  • Electric Mixer
  • Measuring Cups
  • Measuring Spoons

Ingredients
 

  • 1 cup granulated sugar - ($0.36)
  • ½ cup unsalted butter, softened - ($0.99)
  • 3 large eggs - ($0.45)
  • ½ cup sour cream - ($0.50)
  • 1 teaspoon vanilla extract - ($0.03)
  • ½ teaspoon salt - ($0.01)
  • 1 teaspoon baking powder - ($0.05)
  • 2 cups all-purpose flour - ($0.26)
  • 2 cups chocolate chips - ($2.07)
US Customary - Metric

Instructions

  • Preheat and prepare. Preheat the oven to 350°F and grease an 8x4-inch loaf pan.
  • Cream butter and sugar. In a large bowl, cream together the granulated sugar and softened butter until light and fluffy, about 2 minutes.
  • Add eggs. Mix in the eggs one at a time, fully incorporating each before adding the next.
  • Add dairy and vanilla. Stir in the sour cream and vanilla extract until combined.
  • Add dry ingredients. Mix in the salt, baking powder, and flour just until incorporated, scraping down the sides of the bowl as needed. Do not overmix.
  • Fold in chocolate chips. Gently fold in the chocolate chips until evenly distributed.
  • Bake. Pour the batter into the prepared pan and smooth the top. Bake for 55 to 60 minutes, until a toothpick inserted comes out clean or with only melted chocolate.
  • Cool and serve. Let the loaf cool in the pan for 10 minutes, then turn out onto a wire rack and cool completely before slicing.

Notes

  • Mixing tip. Avoid overmixing to keep the loaf tender. The batter will be thick due to the sour cream and butter.
  • Browning control. If the top browns too quickly, loosely tent with foil.
  • Slicing. Allow the loaf to cool for about 1 hour before slicing to retain moisture.
  • Chocolate choice. Any chocolate chips work, but mini semi-sweet chips distribute especially well.
  • Storage. Store in an airtight container at room temperature for up to 1 week. Best texture within 2 to 3 days.

Nutritional Information

Serving: 1slice | Calories: 518kcal | Carbohydrates: 69.3g | Protein: 8.6g | Fat: 25.3g | Saturated Fat: 15.2g | Polyunsaturated Fat: 0.8g | Monounsaturated Fat: 3.7g | Cholesterol: 84.2mg | Sodium: 148.5mg | Potassium: 176.5mg | Fiber: 3.9g | Sugar: 45.8g | Vitamin A: 115.3IU | Vitamin C: 0.1mg | Calcium: 74.7mg | Iron: 1.5mg
Nutrition and cost info are estimates and may vary. See How We Calculate Recipe Costs.

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Bee Part of the BuzzIf this recipe landed on your table, snap a pic and tag #BeeyondCereal so we can spread the buzz! 🌼🐝

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About the Author

Nicole Durham

Nicole is the frugal foodie behind Beeyond Cereal. Based in Michigan, she shares budget-friendly recipes, homemade pantry staples, and practical tips to help families stretch every grocery dollar. When she’s not developing recipes, Nicole enjoys crocheting, thrifting, and spending time with her two kids, always with a cup of coffee close by.

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Comments

  1. Lucille says

    March 31, 2026 at 10:09 pm

    Is it right that the only liquid in the recipe are the eggs?

    Reply
    • Nicole Durham says

      March 31, 2026 at 10:13 pm

      Nope! The sour cream is actually the main liquid here, plus the eggs and butter add moisture too. It’s a thicker pound cake batter, so it doesn’t need milk.

      Reply
  2. Phalphin says

    August 23, 2025 at 7:08 am

    3 stars
    While I loved the chocolaty flavor, it turned out too dense. I may have baked it 5 mins too long, but that shouldn’t have accounted for the dense texture. Not sure I would make it again.

    Reply
    • Nicole Durham says

      August 23, 2025 at 9:34 am

      Thanks for trying it! This loaf is meant to be more of a pound cake, so it naturally has a denser crumb. The chocolate chips also add weight, which makes it extra rich. For a lighter texture, you can pull it from the oven a bit earlier or swap some all-purpose flour for cake flour. Glad you enjoyed the chocolaty flavor!

      Reply
  3. Cheryl Davitz says

    November 07, 2024 at 4:31 pm

    5 stars
    I made this to take to a couple along with my Meal Train meal. I got brave, doubled the recipe, mixed it in my stand mixer and made two loaves. It’s absolutely delicious! I like that there’s no icing on top and it doesn’t need a plate. I will add it to my favorites on Pinterest to make again.

    Reply
  4. Sherry says

    February 06, 2022 at 6:40 pm

    Oh I wish I had some sour cream, I can't wait to try this recipe sounds delicious !!

    Reply
    • Nicole says

      February 06, 2022 at 6:42 pm

      Greek yogurt could be used in place of the sour cream, but this recipe really needs 1 of the 2 to taste perfect

      Reply
4.34 from 3 votes (1 rating without comment)

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The proud owner and recipe developer behind BeeyondCereal. Here, I'm passionate about showing people how to navigate the kitchen with frugality in mind, whipping up family-friendly recipes that not only save money but also bring joy to every meal.

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